| Life | Health |
|---|---|
| Term, whole, universal and variable life | HMOs, PPOs, POS and indemnity plans |
| Policy provisions, riders and options | Disability income and long-term care |
| Annuities | Medicare, Medicaid and Medicare supplements |
| Taxation and retirement plans | Group coverage, COBRA and ACA basics |
| State laws: licensing, replacement, unfair practices | State laws and regulations |
Selling variable products also requires FINRA licenses. See the Series 6 and SIE.
USA Life and Health Insurance Exam: Quick Facts
- Regulated by
- Each state’s Department of Insurance
- Passing
- 70% (most states)
- Vendors
- Pearson VUE, PSI, Prometric
- Prelicensing
- Often 20–40 hours
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Disclaimer: This guide is for general information and is not financial, tax, insurance or investment advice. Exam details, fees, blueprints and product terms change. Confirm with the official organization or a licensed professional. Read our editorial policy.