Short answer
First-time pass rates are often around 50–60%, so plan for practice exams.
USA Life and Health Insurance Exam: Quick Facts
- Regulated by
- Each state’s Department of Insurance
- Passing
- 70% (most states)
- Vendors
- Pearson VUE, PSI, Prometric
- Prelicensing
- Often 20–40 hours
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Disclaimer: This guide is for general information and is not financial, tax, insurance or investment advice. Exam details, fees, blueprints and product terms change. Confirm with the official organization or a licensed professional. Read our editorial policy.