Under the Affordable Care Act, most private plans cover a yearly preventive visit at no cost with in-network providers. But if you discuss a new problem, like knee pain or a medication change, the office may bill a separate problem-focused visit with normal cost-sharing.
People with Medicare get a free Annual Wellness Visit instead of a routine physical. See our annual wellness exam guide.
USA Physical Exam: Quick Facts
- Typical length
- 20–60 minutes
- Cost with ACA plan
- $0 preventive visit in-network
- Self-pay (primary care)
- About $100–$300
- Retail clinic sports/school physical
- About $25–$100
- Normal BP (AHA)
- Below 120/80
- Healthy BMI
- 18.5–24.9
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Disclaimer: This guide is for general information and is not medical advice. Coverage, prices and requirements change and vary by provider and location. Confirm details with your provider, insurer or the agency listed in the sources. Read our editorial policy.