Short answer
Screening mammograms are covered at no cost in most private plans for women 40+ and by Medicare yearly. Diagnostic imaging may involve cost-sharing.
Mammogram Guidelines
| Organization / group | Recommendation |
|---|---|
| USPSTF (2024) | Screening mammogram every 2 years, ages 40–74 |
| American Cancer Society | Option to start yearly at 40; yearly 45–54; every 1–2 years from 55 |
| High risk (≈20%+ lifetime risk, BRCA carriers) | Yearly MRI plus mammogram, often starting at 30 |
Since September 2024, U.S. mammography facilities must tell you whether you have dense breasts, which can hide cancers and may call for more imaging. 3D mammography (tomosynthesis) is widely available.
USA Breast Exam: Quick Facts
- USPSTF mammogram
- Every 2 years, ages 40–74
- High risk
- Yearly MRI + mammogram may be recommended
- Clinical exam length
- About 5–10 minutes
- Self-check timing
- A few days after your period ends
- Density notification
- Required nationwide since Sept 2024
- Coverage
- Screening mammograms $0 (ACA, Medicare)
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Disclaimer: This guide is for general information and is not medical advice. Coverage, prices and requirements change and vary by provider and location. Confirm details with your provider, insurer or the agency listed in the sources. Read our editorial policy.